Regardless the type of residential loan you need, I’m here to help with professionalism and integrity from the start to finish.
My name is Carlos Calabuig and I am a mortgage loan officer, specialized in residential loans including FHA, Conventional, VA, Foreign Nationals and Jumbo Loans. I have been in the mortgage industry for more than 13 years, always adapting my services and products to my clients needs such as low interest rates, low down payment and a perfect mix of loan programs to choose from.
My mission is to serve my clients with honesty, integrity and competence. And my objective is to provide mortgage loans with the lowest interest rates and closing costs possible.
Find out what type of loan you need and how much you can afford. A Pre-qualification will determine your buying power.
By doing so you could lower you interest rate, lower your payment and eliminate your mortgage insurance.
Buying a house in Miami is an exciting experience, but sometimes it could be a very complicated one if you need financing and you don’t understand the loan process. Many families feel overwhelmed with the amount of papers they need to fill out and provide. Knowing ahead what’s coming, especially for first time home buyers, will help to take more intelligent and solid decisions.
There are a lot of loan options and programs available like conventional, FHA, VA, First Time Home Buyer Assistance, etc. just to mention a few. I will help you understand the differences among every option so we can choose the most adequate and beneficial program for your financial situation. If you’d like to know more about loan programs before consulting me, click on the button below.